Loan calculator
Estimate payments for common loans with clear breakdowns.
Adjust compounding and frequency to match your lender’s terms.
How to use
- Enter principal, annual interest rate, and term.
- Choose compounding and payment frequency if needed.
- Read monthly payment and totals; review the breakdown.
Tips & FAQs
• Small APR changes can have big total-cost effects — try a few rates.
• Extra payments reduce interest dramatically; experiment with scenarios.
Why is my bank’s number slightly different?
Institutions may use different rounding or compounding conventions.
Do you support extra payments?
Planned; for now, you can simulate with shorter terms or lower principal.